$71.96+0.19|(+0.26%)
52W H: 88.7752W L: 63.08Beta: 1.43

About Synchrony Financial

Frequently Asked Questions

What is the 52-week range for SYF?

The 52-week high is $88.77 and the 52-week low is $63.08.

What is the P/E ratio for SYF?

The Price to Earnings (P/E) ratio is 6.64.

What is the dividend yield for SYF?

The indicated annual dividend yield is 3.35%.

What is the Return on Equity (ROE)?

The trailing twelve months (TTM) Return on Equity is 20.94%.

What is the Net Profit Margin?

The Net Profit Margin (TTM) is 14.06%.

What is the Price to Book (P/B) Ratio?

The annual Price to Book ratio stands at 1.79.

Analyst Recommendation Trends

Wall Street analyst consensus for SYF over the last few months:

2026-09-01
Buy: 12
S.Buy: 6
Hold: 10
Sell: 0
2026-08-01
Buy: 12
S.Buy: 6
Hold: 10
Sell: 0
2026-07-01
Buy: 12
S.Buy: 6
Hold: 9
Sell: 0
2026-06-01
Buy: 12
S.Buy: 6
Hold: 9
Sell: 0

Latest SYF News

Upstart Jumps 6% as Its Own Macro Index Ticks Down; Synchrony Financial Holds Flat, OneMain Holdings Barely Budges

Upstart's own credit stress gauge just moved in a direction it hasn't sustained since before 2022, and the stock is reacting in a way that its closest rivals simply aren't matching.

Yahoo10/5/2026

2 Mid-Cap Stocks with Competitive Advantages and 1 We Turn Down

Many investors pay attention to mid-cap stocks because they have established business models and expansive market opportunities. However, their paths to becoming $100 billion corporations are ripe with competition, ranging from giants with vast resources to agile upstarts eager to disrupt the status quo.

Yahoo10/5/2026

Synchrony Deepens CareCredit's Veterinary Reach With Vetspire Tie-Up

SYF is embedding CareCredit financing into Vetspire's platform, expanding veterinary payment access and creating room for further clinic adoption.

Yahoo10/2/2026

Evercore ISI Group Maintains Outperform on Synchrony Financial, Lowers Price Target to $80

Evercore ISI Group analyst John Pancari maintains Synchrony Financial (NYSE:SYF) with a Outperform and lowers the price target from $86 to $80.

Benzinga10/1/2026

Synchrony Financial (SYF) Could Be 20% Below Fair Value Following Vetspire Partnership

Synchrony Financial (SYF) drew fresh attention after CareCredit, its healthcare financing arm, agreed to embed payment options directly into Vetspire’s AI veterinary platform, linking consumer credit with real time pet care decisions. The recent Vetspire deal lands at a tricky moment for the stock, with the share price down 15.27% year to date and 8.11% over the past month. At the same time, Synchrony Financial’s 3-year total shareholder return of about 162% signals long-run momentum that...

Yahoo9/30/2026

How Can Trust Shape Synchrony Financial's AI Shopping Opportunity?

SYF sees trust as key to AI shopping adoption, with fraud protection, transparency and control shaping how far consumers will go.

Yahoo9/30/2026

The Bull Case For Synchrony Financial (SYF) Could Change Following New Vetspire Tie-Up And AI Study

Recently, CareCredit, part of Synchrony Financial, announced a partnership with Vetspire to embed CareCredit financing into Vetspire’s AI-enabled veterinary practice management platform, while Synchrony also released its 2026 AI in Commerce study with Oxford Economics highlighting consumer priorities around security, transparency, and fraud protection in AI-driven shopping. Together, these moves underline Synchrony’s push to embed financing directly into specialized healthcare workflows and...

Yahoo9/30/2026

Synchrony Financial's Quarterly Earnings Preview: What You Need to Know

Synchrony Financial is poised to release its third-quarter results next month, and analysts are projecting a double-digit earnings decrease.

Yahoo9/30/2026

CareCredit Partners with Vetspire to Modernize Veterinary Payments with AI-Enabled Practice Solutions

CareCredit, a leading health and wellness financial solution by Synchrony (NYSE: SYF), a premier consumer financial services company, today announced a strategic partnership with Vetspire, a leading cloud-based veterinary practice management software (PMS) provider. Through the integration, CareCredit's flexible financing options will be embedded directly into Vetspire's AI-enabled, cloud-based platform, giving veterinary practices a more modern way to offer real-time payment solutions at the po

Yahoo9/30/2026

Synchrony and Oxford Economics Find Trust Will Define the Future of AI Shopping

Synchrony (NYSE: SYF), a leading consumer financing company, today released findings from its 2026 AI in Commerce study, conducted with Oxford Economics, on how consumers view AI in online shopping and payments as agentic commerce gains ground. In agentic commerce, AI agents can search, compare, and, in some cases, buy on a consumer's behalf.

Yahoo9/30/2026

1 of Wall Street’s Favorite Stocks with Exciting Potential and 2 We Find Risky

The stocks in this article have caught Wall Street’s attention in a big way, with price targets implying returns above 20%. But investors should take these forecasts with a grain of salt because analysts typically say nice things about companies so their firms can win business in other product lines like M&A advisory.

Yahoo9/28/2026

Major lender prepares for a surprising shift in how Americans shop

AI agents are coming for an unexpected part of Americans’ wallets

Yahoo9/27/2026

Synchrony: EPS Growth Without Net Income Growth

Synchrony Financial (SYF) Q2 2026: EPS up but net income and receivables lag; buybacks can’t replace real growth. Click here to read my latest analysis.

SeekingAlpha9/24/2026

Synchrony Financial: A Compounding Machine At 8x Earnings

Synchrony combines 20%+ ROE with a single-digit earnings multiple, creating an attractive entry or outsized long-term returns. Read more on SYF stock here.

SeekingAlpha9/22/2026

Synchrony to Announce Third Quarter 2026 Financial Results on October 20, 2026

Synchrony (NYSE: SYF) plans to report its third quarter 2026 results on Tuesday, October 20, 2026. The earnings release and presentation materials are scheduled to be released and posted to the Investor Relations section of the Company's website, www.investors.synchrony.com, at approximately 6:00 a.m. Eastern Time. A conference call to discuss Synchrony's results will be held at 8:00 a.m. Eastern Time on that day; the live audio webcast and replay can be accessed through the same website under E

Yahoo9/22/2026

Is Synchrony Financial Stock Underperforming the Nasdaq?

Synchrony Financial has underperformed the broader Nasdaq Composite over the past year, and analysts are fairly upbeat about its future growth potential.

Yahoo9/21/2026

Synchrony Financial Sees Resilient Spending, Reaffirms Receivables Growth Outlook

Synchrony Financial (NYSE:SYF) Chief Financial Officer Brian Wenzel said the company was seeing high-single-digit purchase-volume growth roughly 2.5 months into the third quarter, consistent with the approximately 8% growth reported during the second quarter. Speaking at an investor event, Wenzel s

Yahoo9/20/2026

'Mastercard Inks Deal as Payment Giants Brace for New Era of AI Shopping' - Wall Street Journal

https://www.wsj.com/tech/ai/mastercard-inks-deal-as-payment-giants-brace-for-new-era-of-ai-shopping-eb22da8b

Benzinga9/17/2026

3 Reasons SYF Has Explosive Upside Potential

Synchrony Financial’s 18.8% return over the past six months has outpaced the S&P 500 by 5.1%, and its stock price has climbed to $76.06 per share. This was partly thanks to its solid quarterly results, and the performance may have investors wondering how to approach the situation.

Yahoo9/16/2026

Intelibly® Partners with Synchrony to Streamline Dental Financing Through CareCredit®

SAN ANTONIO, September 15, 2026--Intelibly has partnered with Synchrony to integrate CareCredit® into its dental technology platform

Yahoo9/15/2026

Synchrony Financial (SYF) Presents at Barclays 24th Annual Global Financial Services Conference Transcript

Synchrony Financial (SYF) Barclays 24th Annual Global Financial Services Conference September 14, 2026 9:00 AM EDTCompany ParticipantsBrian Wenzel -...

SeekingAlpha9/14/2026

Synchrony to Participate in the Barclays Global Financial Services Conference

Synchrony (NYSE: SYF) Chief Financial Officer, Brian J. Wenzel, will participate in a fireside chat at the Barclays Global Financial Services Conference on Monday, September 14, 2026 at 9:00 a.m. (Eastern Time).

Yahoo9/8/2026

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Companies operating in similar sectors to SYF:

Recent Insider Transactions

DateNameShares ChangedPriceValue
2026-09-30Chytil Kamila K+846$70.97$60,041
2026-09-30Richie Laurel+846$70.97$60,041
2026-09-30COLAO DANIEL O+846$70.97$60,041
2026-09-30Parker P.W.+846$70.97$60,041
2026-09-30Zane Ellen M+846$70.97$60,041
2026-09-30Alves Paget Leonard+846$70.97$60,041
2026-09-30AGUIRRE FERNANDO+846$70.97$60,041
2026-09-30COVIELLO ARTHUR W JR+846$70.97$60,041
2026-09-30ELLINGER DEBORAH G+846$70.97$60,041
2026-09-30NAYLOR JEFFREY G+1,287$70.97$91,338
2026-09-30GUTHRIE ROY A+846$70.97$60,041
2026-08-17Gentleman Courtney+79$80.75$6,379
2026-08-17Tiliakos Amy+49$80.75$3,957
2026-08-17Owens Darrell+70$80.75$5,653
2026-08-17Juel Carol+218$80.75$17,604
2026-08-17Howse Curtis+182$80.75$14,697
2026-08-17Wenzel Brian J. Sr.+272$80.75$21,964
2026-08-17Casellas Alberto+1--
2026-08-17Casellas Alberto+182$80.75$14,697
2026-08-17Chytil Kamila K+14$80.75$1,131
2026-08-17Richie Laurel+138$80.75$11,144
2026-08-17COLAO DANIEL O+14$80.75$1,131
2026-08-17MOTHNER JONATHAN S+218$80.75$17,604
2026-08-17DOUBLES BRIAN D+1,001$80.75$80,831
2026-08-17Parker P.W.+14$80.75$1,131
2026-08-17Zane Ellen M+14$80.75$1,131
2026-08-17Alves Paget Leonard+157$80.75$12,678
2026-08-17AGUIRRE FERNANDO+14$80.75$1,131
2026-08-17COVIELLO ARTHUR W JR+11$80.6$887
2026-08-17COVIELLO ARTHUR W JR+14$80.75$1,131
2026-08-17ELLINGER DEBORAH G+10$80.75$808
2026-08-17NAYLOR JEFFREY G+203$80.75$16,392
2026-08-17GUTHRIE ROY A+156$80.75$12,597
2026-08-13Casellas Alberto-5,456--
2026-08-13Casellas Alberto-5,456$80$436,480
2026-08-13Casellas Alberto+5,456$33.53$182,940
2026-08-03Gentleman Courtney-721$76.73$55,322
2026-08-03Owens Darrell-610$76.73$46,805
2026-08-03COVIELLO ARTHUR W JR-4,000$77.17$308,680
2026-07-31Gentleman Courtney-574$75.79$43,503
2026-07-31Tiliakos Amy-1,738$75.79$131,723
2026-07-31Owens Darrell-486$75.79$36,834
2026-07-28DOUBLES BRIAN D-2,353$77.12$181,463
2026-06-30Chytil Kamila K+789$76.05$60,003
2026-06-30Richie Laurel+789$76.05$60,003
2026-06-30COLAO DANIEL O+789$76.05$60,003
2026-06-30Parker P.W.+789$76.05$60,003
2026-06-30Zane Ellen M+789$76.05$60,003
2026-06-30Alves Paget Leonard+789$76.05$60,003
2026-06-30AGUIRRE FERNANDO+789$76.05$60,003
2026-06-30COVIELLO ARTHUR W JR+789$76.05$60,003
2026-06-30ELLINGER DEBORAH G+789$76.05$60,003
2026-06-30NAYLOR JEFFREY G+1,200$76.05$91,260
2026-06-30GUTHRIE ROY A+789$76.05$60,003
2026-05-15Gentleman Courtney+84$71.38$5,996
2026-05-15Tiliakos Amy+72$71.38$5,139
2026-05-15Owens Darrell+74$71.38$5,282
2026-05-15Juel Carol+217$71.38$15,489
2026-05-15Schaller Bart+143$71.38$10,207
2026-05-15Howse Curtis+181$71.38$12,920
2026-05-15Wenzel Brian J. Sr.+270$71.38$19,273
2026-05-15Casellas Alberto+1--
2026-05-15Casellas Alberto+181$71.38$12,920
2026-05-15Chytil Kamila K+14$71.38$999
2026-05-15Richie Laurel+135$71.38$9,636
2026-05-15COLAO DANIEL O+14$71.38$999
2026-05-15MOTHNER JONATHAN S-11,258--
2026-05-15MOTHNER JONATHAN S-11,258$71.23$801,907
2026-05-15MOTHNER JONATHAN S+11,258$34.3$386,149
2026-05-15MOTHNER JONATHAN S-40,000$71.23$2,849,200
2026-05-15MOTHNER JONATHAN S+217$71.38$15,489
2026-05-15DOUBLES BRIAN D+1,017$71.38$72,593
2026-05-15Parker P.W.+14$71.38$999
2026-05-15Zane Ellen M+14$71.38$999
2026-05-15Alves Paget Leonard+153$71.38$10,921
2026-05-15AGUIRRE FERNANDO+14$71.38$999
2026-05-15COVIELLO ARTHUR W JR+14$71.38$999
2026-05-15ELLINGER DEBORAH G+7$71.38$500
2026-05-15NAYLOR JEFFREY G+197$71.38$14,062
2026-05-15GUTHRIE ROY A+152$71.38$10,850
2026-05-01Howse Curtis-8,436$76.55$645,776
2026-05-01Casellas Alberto-5,794--
2026-05-01Casellas Alberto-5,794$76.55$443,531
2026-05-01Casellas Alberto+5,794$34.3$198,734
2026-05-01COVIELLO ARTHUR W JR-4,000$76.55$306,200
2026-03-31Chytil Kamila K+883$68.02$60,062
2026-03-31Richie Laurel+883$68.02$60,062
2026-03-31COLAO DANIEL O+883$68.02$60,062
2026-03-31Parker P.W.+883$68.02$60,062
2026-03-31Zane Ellen M+883$68.02$60,062
2026-03-31Alves Paget Leonard+883$68.02$60,062
2026-03-31AGUIRRE FERNANDO+883$68.02$60,062
2026-03-31COVIELLO ARTHUR W JR+883$68.02$60,062
2026-03-31ELLINGER DEBORAH G+883$68.02$60,062
2026-03-31NAYLOR JEFFREY G+1,343$68.02$91,351
2026-03-31GUTHRIE ROY A+883$68.02$60,062
2026-03-03Wenzel Brian J. Sr.-47,112$67.16$3,164,042
2026-03-02Gentleman Courtney-4,338$67.71$293,726
2026-03-02Owens Darrell-3,865$67.71$261,699
2026-03-02Juel Carol-16,859$67.71$1,141,523
2026-03-02Schaller Bart-12,980$67.71$878,876
2026-03-02Howse Curtis-7,882$67.71$533,690
2026-03-02Wenzel Brian J. Sr.-19,580$67.71$1,325,762
2026-03-02Casellas Alberto-14,399$67.71$974,956
2026-03-02DOUBLES BRIAN D-28,449--
2026-03-02DOUBLES BRIAN D-39,105--
2026-03-02DOUBLES BRIAN D-28,449$67.96$1,933,394
2026-03-02DOUBLES BRIAN D+28,449$34.3$975,801
2026-03-02DOUBLES BRIAN D-39,105$68.52$2,679,475
2026-03-02DOUBLES BRIAN D+39,105$33.53$1,311,191
2026-03-02DOUBLES BRIAN D-150,000$68.86$10,329,000
2026-03-01Gentleman Courtney-3,452$69.11$238,568
2026-03-01Gentleman Courtney+9,768$69.11$675,066
2026-03-01Tiliakos Amy-335$69.11$23,152
2026-03-01Tiliakos Amy+3,907$69.11$270,013
2026-03-01Owens Darrell-3,076$69.11$212,582
2026-03-01Owens Darrell+8,140$69.11$562,555
2026-03-01Juel Carol-14,561$69.11$1,006,311
2026-03-01Juel Carol+24,093$69.11$1,665,067
2026-03-01Schaller Bart-9,895$69.11$683,843
2026-03-01Schaller Bart+14,610$69.11$1,009,697
2026-03-01Howse Curtis-11,184$69.11$772,926
2026-03-01Howse Curtis+19,535$69.11$1,350,064
2026-03-01Wenzel Brian J. Sr.-16,911$69.11$1,168,719
2026-03-01Wenzel Brian J. Sr.+31,255$69.11$2,160,033
2026-03-01Casellas Alberto-12,143$69.11$839,203
2026-03-01Casellas Alberto+19,535$69.11$1,350,064
2026-03-01MOTHNER JONATHAN S+24,093$69.11$1,665,067
2026-03-01MOTHNER JONATHAN S-12,936$69.11$894,007
2026-03-01DOUBLES BRIAN D+105,322$69.11$7,278,803
2026-03-01DOUBLES BRIAN D-68,158$69.11$4,710,399
2026-02-17Gentleman Courtney-12,045$70.6$850,377
2026-02-17Gentleman Courtney+74$72.31$5,351
2026-02-17Tiliakos Amy+59$72.31$4,266
2026-02-17Owens Darrell-10,304$70.6$727,462
2026-02-17Owens Darrell+68$72.31$4,917
2026-02-17Juel Carol-44,411$70.6$3,135,417
2026-02-17Juel Carol+243$72.31$17,571
2026-02-17Schaller Bart-35,300$70.6$2,492,180
2026-02-17Schaller Bart+175$72.31$12,654
2026-02-17Howse Curtis+208$72.31$15,040
2026-02-17Wenzel Brian J. Sr.+287$72.31$20,753
2026-02-17Casellas Alberto-5,794--
2026-02-17Casellas Alberto+1--
2026-02-17Casellas Alberto-41,514$70.6$2,930,888
2026-02-17Casellas Alberto+5,794$34.3$198,734
2026-02-17Casellas Alberto+208$72.31$15,040
2026-02-17Chytil Kamila K+14$72.31$1,012
2026-02-17Richie Laurel+129$72.31$9,328
2026-02-17COLAO DANIEL O+14$72.31$1,012
2026-02-17MOTHNER JONATHAN S+233$72.31$16,848
2026-02-17DOUBLES BRIAN D+1,172$72.31$84,747
2026-02-17Parker P.W.+14$72.31$1,012
2026-02-17Zane Ellen M+14$72.31$1,012
2026-02-17Alves Paget Leonard+147$72.31$10,630
2026-02-17AGUIRRE FERNANDO+14$72.31$1,012
2026-02-17COVIELLO ARTHUR W JR+14$72.31$1,012
2026-02-17ELLINGER DEBORAH G+3$72.31$217
2026-02-17NAYLOR JEFFREY G+190$72.31$13,739
2026-02-17GUTHRIE ROY A+146$72.31$10,557
2026-02-02Howse Curtis-52,556$72.32$3,800,850
2026-02-02COVIELLO ARTHUR W JR-4,000$72.32$289,280
2026-01-21Gentleman Courtney-6,267$77.13$483,374
2026-01-21Gentleman Courtney+18,313$77.13$1,412,482
2026-01-21Owens Darrell-4,909$77.13$378,631
2026-01-21Owens Darrell+15,213$77.13$1,173,379
2026-01-21Juel Carol-34,894$77.13$2,691,374
2026-01-21Juel Carol+79,305$77.13$6,116,795
2026-01-21Schaller Bart-23,638$77.13$1,823,199
2026-01-21Schaller Bart+58,939$77.13$4,545,965
2026-01-21Howse Curtis-29,322$77.13$2,261,606
2026-01-21Howse Curtis+67,590$77.13$5,213,217
2026-01-21Wenzel Brian J. Sr.-40,845$77.13$3,150,375
2026-01-21Wenzel Brian J. Sr.+87,957$77.13$6,784,123
2026-01-21Casellas Alberto-31,870$77.13$2,458,133
2026-01-21Casellas Alberto+67,590$77.13$5,213,217
2026-01-21MOTHNER JONATHAN S-29,487$77.13$2,274,332
2026-01-21MOTHNER JONATHAN S+63,444$77.13$4,893,436
2026-01-21DOUBLES BRIAN D-181,132$77.13$13,970,711
2026-01-21DOUBLES BRIAN D+390,751$77.13$30,138,625
2025-12-31Chytil Kamila K+660$83.43$55,064
2025-12-31Richie Laurel+660$83.43$55,064
2025-12-31COLAO DANIEL O+660$83.43$55,064
2025-12-31Parker P.W.+660$83.43$55,064
2025-12-31Zane Ellen M+660$83.43$55,064
2025-12-31Alves Paget Leonard+660$83.43$55,064
2025-12-31AGUIRRE FERNANDO+660$83.43$55,064
2025-12-31COVIELLO ARTHUR W JR+660$83.43$55,064
2025-12-31ELLINGER DEBORAH G+660$83.43$55,064
2025-12-31NAYLOR JEFFREY G+1,035$83.43$86,350
2025-12-31GUTHRIE ROY A+660$83.43$55,064
2025-11-17Gentleman Courtney+76$70.47$5,356
2025-11-17Tiliakos Amy+61$70.47$4,299
2025-11-17Owens Darrell+69$70.47$4,862
2025-11-17Juel Carol+249$70.47$17,547
2025-11-17Schaller Bart+179$70.47$12,614
2025-11-17Howse Curtis+213$70.47$15,010
2025-11-17Wenzel Brian J. Sr.+294$70.47$20,718
2025-11-17Casellas Alberto+1--
2025-11-17Casellas Alberto+213$70.47$15,010
2025-11-17Chytil Kamila K+15$70.47$1,057
2025-11-17Richie Laurel+130$70.47$9,161
2025-11-17COLAO DANIEL O+15$70.47$1,057
2025-11-17MOTHNER JONATHAN S-12,000--
2025-11-17MOTHNER JONATHAN S-12,000$72.8$873,600
2025-11-17MOTHNER JONATHAN S+12,000$34.3$411,600
2025-11-17MOTHNER JONATHAN S-20,000$72.8$1,456,000
2025-11-17MOTHNER JONATHAN S+238$70.47$16,772
2025-11-17DOUBLES BRIAN D+1,197$70.47$84,353
2025-11-17Parker P.W.+15$70.47$1,057
2025-11-17Zane Ellen M+15$70.47$1,057
2025-11-17Alves Paget Leonard+149$70.47$10,500
2025-11-17AGUIRRE FERNANDO+15$70.47$1,057
2025-11-17COVIELLO ARTHUR W JR+15$70.47$1,057
2025-11-17NAYLOR JEFFREY G+190$70.47$13,389
2025-11-17GUTHRIE ROY A+148$70.47$10,430
2025-11-03Owens Darrell-2,989$74.02$221,246
2025-11-03Howse Curtis-12,086--
2025-11-03Howse Curtis-12,086$74.02$894,606
2025-11-03Howse Curtis+12,086$34.3$414,550
2025-11-03Casellas Alberto-11,706--
2025-11-03COVIELLO ARTHUR W JR-8,000$73.93$591,440
2025-11-03COVIELLO ARTHUR W JR-6,400--
2025-10-27Owens Darrell-2,377$72.26$171,762